???? SLAY THE DTI WITH THIS SPOOKY HORROR EDIT ????

Are you burned out of that frigid debt-to-income ratio (DTI) weighing you down? Prepare to annihilate your finances with this macabre horror-themed edit! This isn't your average budget spreadsheet; we're talking eerie visuals and spine-tingling insights that will have you chanting for more. Let's summon the power of fear to finally escape your DTI!